Planning Fee Examples

No two clients are the same, so no two fees are the same. Having a one-size-fits-all pricing structure means you may be getting charged for services and time you don’t need. Here are some hypothetical examples to give you a better idea of how our fees are based on the complexity of your specific circumstances and to provide you with a rough estimate of what your fee would be.

Your personal situation likely falls somewhere in between the categories below. You’ll get a precise quote with a proposal after our Discovery meeting.

Note that these categories are not about the level of service you’re going to get; all clients receive the same level of care. They’re simply about the amount of time it will take us to provide good advice for your particular situation.

  • Lance has a relatively straightforward financial situation with just W-2 income and a 401(k) retirement plan from his employer.

  • Matt is a W-2 employee with a 401(k) but also has some self-employment income, a Roth IRA, a Solo 401(k), and a taxable brokerage account. He is also hoping to buy a house soon and retire early.

  • Henry is a business owner with multiple investment accounts, RSU’s, and a charitable giving program. He is also expecting a large inheritance soon.

  • Liam and Laura file a joint tax return and are both W-2 employees with 401(k) plans.

  • Mike and Marissa file a joint tax return and are both W-2 employees with 401(k) plans, IRA’s, and taxable brokerage accounts. Marissa has some self-employment income and wants to open a retirement account for her side business. They want help saving for future college expenses for their son, Max. They also hope to retire early.

  • Harry and Helen file separate tax returns. They both have W-2 and self-employment income, as well as stock options. They have 401(k)’s, IRA’s, and taxable brokerage accounts. They want help saving for future college expenses for their two children, Henry and Harriet. They hope to buy a house soon, retire early, and establish a charitable giving program. They are also expecting a large inheritance soon.